Securities offered through American Portfolio Financial Services Inc., member
Advisory services offered through Sound Asset Management Group LLC - A registered investment advisor.
Connecticut Institute of Finance, Sound Asset Management Group, LLC and American Portfolio Financial Services Inc. are separate
companies. *Insurance services offered through Crump Group, Inc. **Legal services provided in CT by Massih Law LLC.
*** Bellara & Associates
****Diversification does not assure or guarantee better performance. *****Asset allocation does not
assure or guarantee better performance and cannot eliminate the risk of investment losses.
† American Portfolios Financial Services, Inc. (APFS) does not provide tax, legal or accounting advice. Please consult your own tax, legal or accounting professional before making any decisions. To the extent that this material concerns tax matters, it is not
intended or written to be used, and cannot be used, by a taxpayer for the purposes of avoiding penalties that may be imposed by law. Each tax payer should seek independent advice from a tax professional based on his/her individual circumstances.