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Insurance is the process where the insurance company pools client's risks to make payments more affordable for the insured.

If you are at the stage in life where people depend on you, If you have assets, if you've worked hard to build a life for you and your family, then you also have come to realize that you need to make sure that the important things in your life are protected.

As we know bad things can and do happen to good people. Accidents and disasters do occur, and if you aren’t adequately insured, it could leave you and your loved ones in financial ruin. You need insurance to protect your life, your ability to earn income, and to keep a roof over your head.

At the Connecticut institute of Finance we have partnered with a group of remarkable insurance professionals that represent what is best in their vocation.
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Securities offered through American Portfolio Financial Services Inc., member FINRA/SIPC
Advisory services offered through American Porfolios Advisor - An SEC registered investment advisor. 
Connecticut Institute of Finance, Sound Asset Management Group, LLC and American Portfolio Financial Services Inc. are separate
companies.     *Insurance services offered through Crump Group, Inc.     **Legal services provided in CT by Massih Law LLC. 
*** Bellara & Associates
****Diversification does not assure or guarantee better performance.     *****Asset allocation does not
  assure or guarantee better performance and cannot eliminate the risk of investment losses. 

† American Portfolios Financial Services, Inc. (APFS) does not provide tax, legal or accounting advice. Please consult your own tax, legal or accounting professional before making any decisions. To the extent that this material concerns tax matters, it is not intended or written to be used, and cannot be used, by a taxpayer for the purposes of avoiding penalties that may be imposed by law. Each tax payer should seek independent advice from a tax professional based on his/her individual circumstances.


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