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Financial Based Seminars


We offer a variety of free financial based seminars on topics ranging from buying your first home to planning your retirement and a host of things in-between. Have a look through the list of seminars we offer and then join us for an afternoon or evening of refreshments, fun and information. Be sure to invite a friend and reserve your seat as soon as possible.

Making Seminar Reservations:

Just give us a call at (203) 371-4242.
                      OR
     email us at info@ctiof.com


Buying your first home  To Be Announced )

If one of your goals this year is to make the shift from renter to homeowner, you should begin preparations now for an exciting emotional and financial adventure. Anyone who has watched the news in the past few years should be aware that home prices have fallen in most real estate markets, and that interest rates are at historically low levels — both factors that make buying your first home more affordable. Where it is true that the three main factors in real estate are Location, Location, Location, as a first time home buyer I would like to add Credit, Income and Down payment. If you’re looking for a great place to start your search, come to our First Time Home Buyer Seminar. 


Selling your home  To Be Announced )

Your home is one of or your largest assets. Selling it can be fraught with emotional and financial perils and concerns.  Whether you are upgrading, downsizing or moving for any other reason join us for the dos and don’ts of selling your home.


Saving for retirement  To Be Announced )

When should I start saving for my retirement? How should I invest the money? How much money will I need? Will my pension and social security be enough? How much should I save? What if I can’t save enough? How can I reduce the amount I need? What if I’m running out of time? When can I retire? For answers and insight into these and other retirement questions, please join us for our retirement seminar.


So you’re retired, now what?  To Be Announced )

So you have finally retired. You have invested your money wisely; you are healthy, happy and looking forward to a long and prosperous retirement. What should you be concerned with? What money should you take first, how much and when? Should your investment style change, if so to what? What are the 5 biggest pitfalls you must try to avoid? Spend an afternoon or evening with us discussing the how, what and why of retirement planning.


The three Ps of college: Picking, planning and paying for your children’s college education ?  To Be Announced )

How do I pay for my children’s college education? What type of school should they apply to? What is financial aid, how does it work and can I get some? What about student loans? What can my child do in High School to get them into the school they want? To answer these questions and others,  join us for our college planning seminar. 


Social security and Medicare   To Be Announced )

Ronald Reagan said the scariest words in the English language are “I’m from the government and I’m here to help you.”  Let us help you navigate the rules, benefits and exceptions that make up the Social Security system. We will discuss the 7 keys to maximizing your social security benefits . We will also discuss:

What is social security disability? When can I take my social security benefits?  When should I take my social security benefits? We will explore Medicare and Medicaid benefits. What is the donut hole and how do we fill it?


Long term health care Take care of your family today  To Be Announced )

Science has enabled us to extend the average life span by decades. But in many cases they have not figured out how to make us live better. If at some time in the future, you suffer from a long-term illness or a chronic condition, you may require extended care at home, in an assisted living facility or nursing home. Long-term care insurance can help make sure you have the financial resources to cover these costs, which can be expensive.

Did you know...

Over 40% of people receiving long term care services are under the age of 65?

Long term care insurance can help you maintain your financial freedom and give you the flexibility to participate in making choices that impact your care, determine the services you receive, where you receive them and who provides the care you need. To learn more about long-term care insurance, join us for a practical informative hour on how it works, who needs it, when you should purchase it and what are the costs?


Estate planning  To Be Announced )

Many people think that estate plans are for someone else, not them. They may rationalize that they are too young or don’t have enough money to put in place an estate plan. But, estate planning is for everyone, regardless of age or net worth. In reality, everyone needs an estate plan. Join us for a conversation with Attorney John Massih who will discuss the ins and outs of estate planning; wills, living wills, POA , healthcare proxies, trusts (both irrevocable and revocable), probate and loss of capacity.

 


 

How money works and how it can work for you  ( To Be Announced )

We will explore topics such as: Diversification, what is it and how does it work? What are fundamental analysis and technical analysis? What is equity, fixed income, commodities and derivatives? We will look at an overview of the economy and discuss how it will affect you and your portfolio. Join us for   an hour of investment basics, because what you don’t know can hurt you.


Economic Summit  ( To Be Announced )

2016 could prove to be a challenging year for investors. Join us for a special presentation of information that all investors should know about our current economic conditions.


 

  This information is not intended to be a substitute for specific individualized tax, legal or investment planning advice as individual situations will vary.

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Securities and Advisory Services Offered Through Centaurus Financial, Inc., Member FINRA/SIPC

- A Registered Investment Advisor.

Centaurus Financial, Inc. And CT Institute of Finance Are Not Affiliated Companies

 


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